by Joseph Davis, EA, CDFA® | Oct 12, 2020 | College Savings, Retirement Planning
While it’s true that retirement accounts can be used to save for college, there may be negative consequences to doing so. It’s best to talk with a financial professional to determine the appropriate course of action and to make sure you’re on track to meet your goals.
by Joseph Davis, EA, CDFA® | Oct 6, 2020 | 401k, Financial Literacy, Investments
A 401(k) isn’t the only option for retirement, but it’s definitely one of the most attractive. In many cases, it offers free money and is relatively easy to roll over when you change jobs. A financial professional can help you prepare for retirement with a 401(k) that fits your current investment style and stage in life and adapts to changes in career or investment styles.
by Joseph Davis, EA, CDFA® | Sep 24, 2020 | divorce, Divorce Law
Qualified plans, such as 401(k), profit sharing, defined benefit pension and money purchase pension plans, have defined benefits or defined contributions. A qualified domestic relations order, or QDRO, is required when dividing qualified plans.
by Joseph Davis, EA, CDFA® | Sep 18, 2020 | Stock Options
Deciding when to exercise your company stock options should be based on more than your gut feeling about a potential market price peak.
by Joseph Davis, EA, CDFA® | Jun 16, 2020 | Financial Independence, Financial Literacy
Having a long-term financial plan gives your logic a leg up over your emotions during times of market volatility.