Believe it or not, most people don’t know what they are buying when they purchase their first 403b account. Having a firm understanding of the product type will help you understand what the advantages & disadvantages are of each.
Newspaper obituaries provide a service in notifying a large number of people in a short period of time about the death of a community member. Unfortunately, they also provide a list of potential victims to scam artists and thieves looking for the emotionally vulnerable. A few simple guidelines, however, can help you avoid most of the common scams.
By properly planning your estate with a financial professional and an estate planning attorney, you may be able to decrease probate costs and avoid costly mistakes.
Few times of crisis require immediate, clear-headed financial thinking like a divorce. From the time of the split to the signing of the settlement, both parties will face making those decisions in a whole new context – alone and with an adversary. Take a long-term view of self-preservation, not a short-term view of punishment or least conflict.